A Personal Financial Tool
So you want to take control of your financial future? Here is how to get started…
Class 1: Developing a Spending Plan
- Develop financial goals
- Develop a spending plan
- Use your spending plan to meet your financial needs and goals.
Class 2: Working With Checking and Savings Accounts
- The purpose and benefits of checking and savings accounts
- The procedure to open an account
- Activities involved in using and managing an account.
Class 3: Understanding Credit and Your Credit Report
- The purpose of credit
- The importance of your credit history
- How to read and analyze your credit report
- Steps you can take to correct errors on your credit report
- Steps you can take to create, maintain, and reestablish your credit history.
Class 4: What You Need to Know About Taxes and Insurance
- Income tax forms
- Tax credits and deductions
- Earned income tax credit
- How to protect your assess (renter's and homeowner's insurance)
- Health, life and auto insurance
Class 5: Getting a Loan
- Different types of financial institutions
- The lending process
- Completing a loan application
- Evaluating loans rates, fees, and terms
- Ways to avoid predatory lending
Growing Your Money is an eight hour Certificate Program. The program is offered in five two hour classes. Day time and evening classes offered in Newark, Dover and Georgetown.
Watch Your Money Grow!
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