Since we began our homeownership counseling program in 1989, more than 6,000 families have become first-time homebuyers, more than 300 last year alone.

Our program is comprehensive. You will learn all aspects of becoming a homeowner including budgeting, credit, qualification, selecting professionals in the homebuying process, choosing a home and shopping for a mortgage, and we will work with you for as long as necessary. With NCALL, you will have access to high quality mortgage products. NCALL's program assists families to obtain attractive bank financing consisting of reduced interest rates and origination fees, discounted points, and lowered down payment requirements. Through NCALL's counseling, families also gain access to downpayment and settlement programs offered by the New Castle County, the City of Dover, and the Delaware State Housing Authority. Some mortgage loan programs offer reduced rates and fees to NCALL's Homeownership Education Program graduates based on income qualification.

We begin with an orientation, followed by individual sessions with your Counselor, Growing Your Money financial literacy classes if needed, and a final full-day workshop prior to your homeownership closing. Click here to view NCALL's Homeownership and Education Program outline.

To sign up for our program, call NCALL at 302-678-9400. You will need to fill out a Client Intake Form. Please complete this and either drop it by our office or fax it to us at (302) 678-9058.

NCALL is HUD certified and our Homeownership Counselors are trained and certified by NeighborWorks America. We are a top producer in Delaware and the Mid-Atlantic Region.

Area of Availability

The entire state of Delaware is covered by this program. We have offices in Dover, Newark and Georgetown to serve our clients.

Copyright ©2008 NCALL Research, Inc.