Community Impact

Impact Since Our Beginning

  • NCALL passed it's 6,500th homeowner closing in 2009, having leveraged over $705 million in attractive mortgages.
  • NCALL has helped develop 47 multi-housing communities on the Delmarva Peninsula.
  • NCALL has assisted Self-Help Housing Grantees throughout the Northeastern United States leverage over $57.2 million in USDA Section 523 operating grants.
  • NCALL's Loan Fund has originated and underwritten 100 loans, which provided over $31 million in housing and community development financing for the Delmarva Peninsula.
  • Overall, NCALL has leveraged over $834 million in financing for affordable housing and community development.

FY 2009 Accomplishments

  • NCALL's Loan Fund originated, underwrote, and approved 6 community development loans valued at $3.4 million using our own and participating capital.
  • Counseled and assisted 175 first-time homebuyer closings, leveraging over $30 million in attractive conventional and Rural Development mortgages and over $1 million in down payment and settlement assistance.
  • Fielded 704 foreclosure prevention inquiries, had 604 workshop attendees, and counseled 315 households, with 57 retaining their homes while others work through the loan modification process. Over $11 million in mortgages were saved through this program.
  • Educated 172 people participating in Growing Your Money financial literacy classes, with 127 graduates.
  • Assisted 15 Mutual Self-Help Housing grantees that closed 85 homeownership loans resulting in an average sweat equity savings of $33,580 per home.
  • Provided technical assistance in the production of two multi-family apartment communities totaling 38 units in Exmore, Virginia. Additionally, the renovation of two homes took place in Claymont, Delaware.
  • NCALL was a top homeownership producer in Delaware and the Mid-Atlantic District within the NeighborWorks America® network. NCALL also ranked in the top 10 nationwide in a number of production categories, while maintaining an Exemplary rating.
  • Took important steps to become a green organization by conducting a green audit, naming a staff representative, recruiting a Board member with energy/green background, adding green components to out business plan, conducting related staff training, installing renewable solar energy to our Dover office, and being recognized by NeighborWorks America® for our efforts.