CreditSmart®: Build a Brighter Financial Future
We are offering this 1 day CreditSmart® workshop to help our customers improve their budget, banking, credit, and insurance knowledge, and be on the path towards responsible money management. New NCALL customers are welcome.
Saturday, May 20, 2016 9:00am to 3:00pm
Part One: Goal Setting/Budgeting
Description: Find out about the importance of setting goals to achieve financial objectives. Learn about the importance of developing a spending plan and developing wise spending habits. In addition, you will receive innovative tips on ways of saving money that work for you.
Part Two: Banking/Thinking Like a Leader
Description: Get valuable information on the basics of banking and the importance of establishing a relationship with a financial institution to build credit, save money, and achieve goals. Get information on how lenders and other financial institutions credit-worthiness, as well as how credit-worthiness relates to your score. This module also introduces credit, basic terminology, and the importance of building a better credit record. Learn how to establish a credit presence and maintain a good credit history. This module also reviews the contents of a credit report, as well as the primary credit and consumer protection laws. Learn about credit scoring from a borrower’s perspective, and how to deal with difficulties and receive tips on how to restore damaged credit.