CreditSmart®: Build a Brighter Financial Future
We are offering this 3 day CreditSmart® workshop to help our customers improve their budgeting, banking, credit, and insurance skills. learning to be successful in budget, banking, credit, and insurance knowledge. New NCALL customers are welcome.
Session One: Budgeting – Done!
Tuesday, May 9, 2017 6:00 to 8:00 pm
Find out about the importance of setting goals to achieve financial objectives. Learn about the importance of developing a spending plan and developing wise spending habits. In addition, you will receive innovative tips on ways of saving money that work for you.
Session Two: Banking/Insurance/Taxes
Tuesday, May 16, 2017 6:00 to 8:00 pm
Get valuable information on the basics of banking and the importance of establishing a relationship with a financial institution to build credit, save money, and achieve goals. Get information on how lenders and other financial institutions determine credit-worthiness, as well as how credit-worthiness relates to your score.
Session Three: Credit
Tuesday, May 23, 2017 6:00 to 8:00 pm
This module introduces credit, basic terminology, and the importance of building a better credit record. Learn how to establish a credit presence and maintain a good credit history. This module also reviews the contents of a credit report, as well as the primary credit and consumer protection laws. Learn about credit scoring from a borrower’s perspective, and how to deal with difficulties and receive tips on how to restore damaged credit.