This 3 day CreditSmart® workshop will teach you the skills you need to stay successful in budgeting, banking, and credit – plus what you need to know about insurance. This workshop is ideal for customers new or existing to NCALL. We look forward to seeing you!
Session One: Budgeting
Tuesday, January 16, 2018 6:00 pm to 8:00 pm
Find out about the importance of setting goals to achieve financial objectives. Learn about the importance of developing a spending plan and developing wise spending habits. In addition, you will receive innovative tips on ways of saving money that work for you.
Session Two: Banking/Insurance/Taxes
Tuesday, January 23, 2018 6:00 pm to 8:00 pm
Get valuable information on the basics of banking and the importance of establishing a relationship with a financial institution to build credit, save money, and achieve goals. Get information on how lenders and other financial institutions determine credit-worthiness, as well as how credit-worthiness relates to your score.
Session Three: Credit
Tuesday, January 30, 2018 6:00 pm to 8:00 pm
This module introduces credit, basic terminology, and the importance of building a better credit record. Learn how to establish a credit presence and maintain a good credit history. This module also reviews the contents of a credit report, as well as the primary credit and consumer protection laws. Learn about credit scoring from a borrower’s perspective, and how to deal with difficulties and receive tips on how to restore damaged credit.