CreditSmart®: Build a Brighter Financial Future
CreditSmart® is a 3-day series designed to highlight one important topic each day. Upon graduation, students will have improved their budget, banking, credit, and insurance knowledge and be on the path towards responsible homeownership.
Session One: Goal Setting/Budgeting – Done!
Tuesday, November 15, 2016 9:00 to 11:00 am
Description: Find out about the importance of setting goals to achieve financial objectives. Learn about the importance of developing a spending plan and developing wise spending habits. In addition, you will receive innovative tips on ways of saving money that work for you.
Session Two: Banking/Thinking Like a Leader – Done!
Tuesday, November 22, 2016 9:00 to 11:00 am
Description: Get valuable information on the basics of banking and the importance of establishing a relationship with a financial institution to build credit, save money, and achieve goals. Get information on how lenders and other financial institutions credit-worthiness, as well as how credit-worthiness relates to your score.
Session Three: Why is Credit Important? How to Establish, Restore and Maintain.
Tuesday, November 29, 2016 9:00 to 11:00 am
Description: This module introduces credit, basic terminology, and the importance of building a better credit record. Learn how to establish a credit presence and maintain a good credit history. This module also reviews the contents of a credit report, as well as the primary credit and consumer protection laws. Learn about credit scoring from a borrower’s perspective, and how to deal with difficulties and receive tips on how to restore damaged credit.